How can your credit report affect you?
The contents of your personal credit report are very important, and help determine whether or not a lender accepts your application for credit, such as a credit card, loan or mortgage.
Your credit report can affect your ability to:
. Get a loan
. Get a credit card
. Obtain a mortgage
. Get the best credit deals
As the information held about you by credit reference agencies is used to help determine what credit you can obtain, it is important that those details are correct.
To view your personal credit report (which lenders are currently basing their credit decisions on) you will need to apply online for a credit report from one of the following companies.
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Check My File
www.checkmyfile.com UK's market leader in the provision of credit files and personal information to consumers. It offers the most comprehensive online access to information held about any individual. In addition to credit files it provides, amongst other things, credit scores, neighbourhood demographics, vehicle data and a unique range of groundbreaking Identity Theft Protection products.
Credit Expert
www.creditexpert.com CreditExpert is brought to you by Experian, the leading credit reference agency. CreditExpert is the premier credit monitoring and identity fraud protection service available to UK consumers, offering you the opportunity to take control of your personal finances in one of the most important areas - credit. The majority of UK credit searches - carried out by organisations like banks, finance houses and shops - are made through Experian. CreditExpert allows you to see what they see (helping you to understand the decisions they make about you as a potential borrower), to put records straight if they are inaccurate and to help identify any identity fraud as soon as it takes place. Currently running a Free 30 Day Trial Offer |